Higher insurance for Toyota hybrid drivers?

One of the most unsafe vehicles on the road?

If Toyota doesn't pay State Farm for unintended acceleration claims, all Toyota drivers could be hit with higher insurance premiums according to Straightline.

Is this fair? Can State Farm even prove unintended acceleration?

Likewise, Forbes has released its Worst Cars Made Cars on the Road list, yet it doesn't include one Toyota vehicle, although it does indirectly include one hybrid. Using Consumer Reports and JD Power data, Forbes determined that the Cadillac Escalade was one of the worst-made vehicles on the road, and the Escalade also comes in a hybrid version.

Moreover, according to decades of data, Toyota has been safer and more reliable than most other automotive brands.

Obviously, State Farm has a right to seek compensation, but is it fair to punish consumers that are driving vehicles that have saved State Farm money for decades compared to the competition?